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XPIPS

Forex, metals, indices and crypto, with a Pay After Pass option that charges the fee only when you pass.

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The rules

What you get, in numbers

From XPIPS's own site, checked 10 Nov 2026.

PlansInstant Funding, 1-Step, 2-Step, Pay After Pass
Instant account sizes$5K to $100K
Starting price$55 · Pay After Pass is free to start
1-Step rules8% maximum loss, 5% daily loss, no time limit
Maximum allocation$400K per trader
PayoutsApproved requests paid within 24 hours; cycles monthly down to every 14 days (14 days is an add-on)

Before you pay

What we'd check

  • Their own page says the 1-Step has a 5% daily loss limit and, elsewhere, "no daily drawdown". Ask their support which applies, in writing, before you buy.
  • Pay After Pass means no fee up front. You still pay when you pass, so price that in.

Why it's on our list. Pay After Pass lowers the cost of a failed attempt to zero, which matters when every evaluation is paid in dollars.